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The Great Aussie Income Protection Insurance Handbook: How to Compare Cover, Waiting Periods, Benefit Periods and Quotes

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If illness or injury stopped you working, how long could your income keep up with your expenses? This practical Australian guide explains how income protection insurance, income insurance, disability income protection and salary continuance cover are commonly used to help protect earning capacity. Written for employees, contractors, sole traders, freelancers and small business owners, it breaks down waiting periods, benefit periods, premiums, policy definitions, exclusions, super-based cover and the quote comparison process. You’ll learn what questions to ask, what details to prepare and how to compare options more confidently before seeking personalised guidance.

Finance News

NSW strata charger reforms could reshape apartment EV budgeting

28 Oct 2026: Paige Estritori

NSW has moved closer to making apartment EV charging a practical part of vehicle ownership, with the Strata Schemes Legislation Amendment (Miscellaneous) Act 2026 assented on 23 October and government guidance indicating further reforms planned to start in 2027. For electric vehicle buyers in strata buildings, the change is not just a property-law update; it could affect how households think about finance, charging access and the real cost of switching from petrol to electric. - read more

Leapmotor B10 Points to More Choice for Price-Sensitive EV Buyers

16 Sep 2026: Paige Estritori

Leapmotor’s B10 is emerging as another model to watch in Australia’s fast-changing electric SUV market, with local attention building around the compact battery-electric SUV as the Chinese brand expands beyond its larger C10. For households that have been waiting for EV prices to move closer to mainstream petrol and hybrid alternatives, the B10 could become a meaningful addition if it lands with sharp pricing and practical range. - read more

Next Nissan Leaf Could Reset the Family EV Shortlist

26 Aug 2026: Paige Estritori

Nissan's next-generation Leaf is shaping up as a more serious contender for Australian electric vehicle buyers, with the familiar hatchback nameplate moving towards a sleeker crossover format and a more competitive technology package. While local pricing and final specifications are still to be confirmed, the new model matters because it could return a trusted mainstream badge to the centre of the EV conversation. - read more

Cheaper Used EVs Could Change the Finance Equation

12 Aug 2026: Paige Estritori

Australia's electric vehicle market is entering a more practical phase for buyers who have been interested in switching to battery power but cautious about new-car prices. Recent industry reporting points to a growing pool of used EVs, helped by stronger new-vehicle sales over the past few years, more fleet turnover and a broader range of brands competing for attention. - read more

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Car Loan Articles

Understanding Green Car Loans and Electric Vehicle Finance in Australia

As electric vehicles become more common across Australia, finance products have also evolved to support changing consumer preferences and emerging vehicle technologies. In addition to traditional car loans, some lenders now offer finance products specifically designed for eligible electric and low-emission vehicles, often referred to as green car loans or electric vehicle finance. - read more

How electric vehicle loan interest rates, comparison rates and repayments work

Electric vehicle loan repayments are shaped by more than the advertised interest rate. Learn how rates, comparison rates, fees, loan terms, deposits and balloon payments can affect the amount you repay. - read more

How to Integrate Electric Vehicles into Your Home Energy System

Electric Vehicles (EVs) are automobiles that are propelled by electric motors powered by rechargeable battery packs. They offer a cleaner, more sustainable alternative to traditional petrol and diesel-powered cars. - read more

Understanding Electric Vehicle Depreciation and Resale Value

Depreciation refers to the gradual reduction in a vehicle's market value over time. Like all vehicles, electric vehicles (EVs) generally depreciate as they age, accumulate kilometres and become superseded by newer models. Understanding depreciation is an important part of evaluating the overall cost of EV ownership because it influences the vehicle's value throughout its ownership life. - read more

Knowledgebase

Equity Release:
A way for homeowners to release cash from the value of their home, either as a lump sum or in installments, while still living in the property.

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