Electric Vehicle Loans | Never Shop on a Bad Day: Does Your Mood Have a Price Tag?

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Never Shop on a Bad Day: Does Your Mood Have a Price Tag?

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A bad mood can cost more than you think. Stress, anger, boredom, tiredness and insecurity can quietly shape everyday choices, from takeaway and online shopping to supermarket extras, subscriptions and impulse upgrades. Written for everyday Australians building better financial habits, this guide explores the psychology behind emotional spending without shame or judgement. It explains why retail therapy feels comforting, how impulses gain momentum, and why naming an urge out loud can create space before you buy. Inside, you will learn practical ways to recognise triggers, support your mood without spending, and design a money environment that helps you choose with more calm, confidence and self-trust.

Finance News

NSW strata charger reforms could reshape apartment EV budgeting

28 Oct 2026: Paige Estritori

NSW has moved closer to making apartment EV charging a practical part of vehicle ownership, with the Strata Schemes Legislation Amendment (Miscellaneous) Act 2026 assented on 23 October and government guidance indicating further reforms planned to start in 2027. For electric vehicle buyers in strata buildings, the change is not just a property-law update; it could affect how households think about finance, charging access and the real cost of switching from petrol to electric. - read more

Leapmotor B10 Points to More Choice for Price-Sensitive EV Buyers

16 Sep 2026: Paige Estritori

Leapmotor’s B10 is emerging as another model to watch in Australia’s fast-changing electric SUV market, with local attention building around the compact battery-electric SUV as the Chinese brand expands beyond its larger C10. For households that have been waiting for EV prices to move closer to mainstream petrol and hybrid alternatives, the B10 could become a meaningful addition if it lands with sharp pricing and practical range. - read more

Next Nissan Leaf Could Reset the Family EV Shortlist

26 Aug 2026: Paige Estritori

Nissan's next-generation Leaf is shaping up as a more serious contender for Australian electric vehicle buyers, with the familiar hatchback nameplate moving towards a sleeker crossover format and a more competitive technology package. While local pricing and final specifications are still to be confirmed, the new model matters because it could return a trusted mainstream badge to the centre of the EV conversation. - read more

Cheaper Used EVs Could Change the Finance Equation

12 Aug 2026: Paige Estritori

Australia's electric vehicle market is entering a more practical phase for buyers who have been interested in switching to battery power but cautious about new-car prices. Recent industry reporting points to a growing pool of used EVs, helped by stronger new-vehicle sales over the past few years, more fleet turnover and a broader range of brands competing for attention. - read more

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Car Loan Articles

How electric vehicle loan interest rates, comparison rates and repayments work

Electric vehicle loan repayments are shaped by more than the advertised interest rate. Learn how rates, comparison rates, fees, loan terms, deposits and balloon payments can affect the amount you repay. - read more

How to Integrate Electric Vehicles into Your Home Energy System

Electric Vehicles (EVs) are automobiles that are propelled by electric motors powered by rechargeable battery packs. They offer a cleaner, more sustainable alternative to traditional petrol and diesel-powered cars. - read more

How Electric Vehicles Are Valued for Finance and Insurance

As electric vehicles (EVs) become an increasingly important part of Australia's automotive market, understanding how they are valued has become relevant to vehicle finance, insurance and resale transactions. Unlike conventional vehicles, EV valuations may also consider factors such as battery condition, software capability and rapidly evolving technology alongside more traditional valuation criteria. - read more

What to know about financing a used electric vehicle in Australia

Financing a used electric vehicle can differ from financing a new EV because lenders may look more closely at vehicle age, battery condition, warranty status, valuation, green loan eligibility and how the car is being purchased. - read more

Knowledgebase

Liquidity:
The ease with which an asset or security can be converted into cash without affecting its market price.

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