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The Psychology of Spending: Who’s Really Making Your Money Decisions?
The Psychology of Spending: Who’s Really Making Your Money Decisions?
$1.98

Most spending decisions feel practical in the moment, but they are often shaped by emotion, habit, social pressure and the way choices are presented. This book explains the psychology behind everyday buying without blame, helping Australians understand why money decisions can be harder than they look. Inside, you’ll explore classic and modern marketing frameworks, behavioural economics, digital persuasion, impulse triggers and the Australian spending environment. With practical examples and strategies for pausing before purchases, it offers a clearer way to recognise influence, manage emotional spending and build financial habits that better match your real priorities.


Finance News

NSW strata charger reforms could reshape apartment EV budgeting
NSW strata charger reforms could reshape apartment EV budgeting
28 Oct 2026: Paige Estritori
NSW has moved closer to making apartment EV charging a practical part of vehicle ownership, with the Strata Schemes Legislation Amendment (Miscellaneous) Act 2026 assented on 23 October and government guidance indicating further reforms planned to start in 2027. For electric vehicle buyers in strata buildings, the change is not just a property-law update; it could affect how households think about finance, charging access and the real cost of switching from petrol to electric. - read more
Leapmotor B10 Points to More Choice for Price-Sensitive EV Buyers
Leapmotor B10 Points to More Choice for Price-Sensitive EV Buyers
16 Sep 2026: Paige Estritori
Leapmotor’s B10 is emerging as another model to watch in Australia’s fast-changing electric SUV market, with local attention building around the compact battery-electric SUV as the Chinese brand expands beyond its larger C10. For households that have been waiting for EV prices to move closer to mainstream petrol and hybrid alternatives, the B10 could become a meaningful addition if it lands with sharp pricing and practical range. - read more
Next Nissan Leaf Could Reset the Family EV Shortlist
Next Nissan Leaf Could Reset the Family EV Shortlist
26 Aug 2026: Paige Estritori
Nissan's next-generation Leaf is shaping up as a more serious contender for Australian electric vehicle buyers, with the familiar hatchback nameplate moving towards a sleeker crossover format and a more competitive technology package. While local pricing and final specifications are still to be confirmed, the new model matters because it could return a trusted mainstream badge to the centre of the EV conversation. - read more
Cheaper Used EVs Could Change the Finance Equation
Cheaper Used EVs Could Change the Finance Equation
12 Aug 2026: Paige Estritori
Australia's electric vehicle market is entering a more practical phase for buyers who have been interested in switching to battery power but cautious about new-car prices. Recent industry reporting points to a growing pool of used EVs, helped by stronger new-vehicle sales over the past few years, more fleet turnover and a broader range of brands competing for attention. - read more
Car Loan Articles

Understanding the Total Cost of Electric Vehicle Ownership in Australia
Understanding the Total Cost of Electric Vehicle Ownership in Australia
Electric vehicles (EVs) are becoming an increasingly common part of Australia's transport landscape. Improvements in battery technology, expanding charging infrastructure and a growing range of available models have contributed to increased consumer interest in electric vehicle ownership across both metropolitan and regional areas. - read more
What to know about financing a used electric vehicle in Australia
What to know about financing a used electric vehicle in Australia
Financing a used electric vehicle can differ from financing a new EV because lenders may look more closely at vehicle age, battery condition, warranty status, valuation, green loan eligibility and how the car is being purchased. - read more
How electric vehicle loan interest rates, comparison rates and repayments work
How electric vehicle loan interest rates, comparison rates and repayments work
Electric vehicle loan repayments are shaped by more than the advertised interest rate. Learn how rates, comparison rates, fees, loan terms, deposits and balloon payments can affect the amount you repay. - read more
Key Trends Shaping the Future of Electric Vehicle Financing in Australia
Key Trends Shaping the Future of Electric Vehicle Financing in Australia
The electric vehicle (EV) revolution is taking Australia by storm, with more drivers switching to cleaner, greener alternatives to traditional petrol cars. As environmental consciousness grows, so does the demand for electric vehicles, making it crucial for consumers to understand how to finance these modern marvels effectively. - read more

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Interest Coverage Ratio:
A measure of a company's ability to make interest payments on its debt, calculated as EBIT divided by interest expense.