Electric Vehicle Loans | The Price of Free: Inside the Friction Economy

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The Price of Free: Inside the Friction Economy

$1.98

Modern money problems are not shaped by prices alone. They are shaped by friction: defaults, delays, convenience, attention traps, automatic renewals and the hidden costs of doing nothing. Written for everyday Australians seeking stronger financial habits, this book examines how “free” offers, effortless payments, subscriptions, debt and household cash flow quietly influence decision-making. It explains the economic forces behind ordinary spending behaviour without reducing money management to guilt or willpower. By learning to notice trade-offs, redesign habits and put useful barriers in the right places, readers can build a more deliberate, resilient financial life.

Finance News

NSW strata charger reforms could reshape apartment EV budgeting

28 Oct 2026: Paige Estritori

NSW has moved closer to making apartment EV charging a practical part of vehicle ownership, with the Strata Schemes Legislation Amendment (Miscellaneous) Act 2026 assented on 23 October and government guidance indicating further reforms planned to start in 2027. For electric vehicle buyers in strata buildings, the change is not just a property-law update; it could affect how households think about finance, charging access and the real cost of switching from petrol to electric. - read more

Leapmotor B10 Points to More Choice for Price-Sensitive EV Buyers

16 Sep 2026: Paige Estritori

Leapmotor’s B10 is emerging as another model to watch in Australia’s fast-changing electric SUV market, with local attention building around the compact battery-electric SUV as the Chinese brand expands beyond its larger C10. For households that have been waiting for EV prices to move closer to mainstream petrol and hybrid alternatives, the B10 could become a meaningful addition if it lands with sharp pricing and practical range. - read more

Next Nissan Leaf Could Reset the Family EV Shortlist

26 Aug 2026: Paige Estritori

Nissan's next-generation Leaf is shaping up as a more serious contender for Australian electric vehicle buyers, with the familiar hatchback nameplate moving towards a sleeker crossover format and a more competitive technology package. While local pricing and final specifications are still to be confirmed, the new model matters because it could return a trusted mainstream badge to the centre of the EV conversation. - read more

Cheaper Used EVs Could Change the Finance Equation

12 Aug 2026: Paige Estritori

Australia's electric vehicle market is entering a more practical phase for buyers who have been interested in switching to battery power but cautious about new-car prices. Recent industry reporting points to a growing pool of used EVs, helped by stronger new-vehicle sales over the past few years, more fleet turnover and a broader range of brands competing for attention. - read more

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Car Loan Articles

Understanding Green Car Loans and Electric Vehicle Finance in Australia

As electric vehicles become more common across Australia, finance products have also evolved to support changing consumer preferences and emerging vehicle technologies. In addition to traditional car loans, some lenders now offer finance products specifically designed for eligible electric and low-emission vehicles, often referred to as green car loans or electric vehicle finance. - read more

How electric vehicle loan interest rates, comparison rates and repayments work

Electric vehicle loan repayments are shaped by more than the advertised interest rate. Learn how rates, comparison rates, fees, loan terms, deposits and balloon payments can affect the amount you repay. - read more

Understanding the Total Cost of Electric Vehicle Ownership in Australia

Electric vehicles (EVs) are becoming an increasingly common part of Australia's transport landscape. Improvements in battery technology, expanding charging infrastructure and a growing range of available models have contributed to increased consumer interest in electric vehicle ownership across both metropolitan and regional areas. - read more

What to know about financing a used electric vehicle in Australia

Financing a used electric vehicle can differ from financing a new EV because lenders may look more closely at vehicle age, battery condition, warranty status, valuation, green loan eligibility and how the car is being purchased. - read more

Knowledgebase

Loan Amortisation Schedule:
This is the formal name for the repayment schedule that shows each of your mortgage payments with a breakdown of how much is applied to principal and how much is applied to interest.

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